Unlocking Homeownership: Understanding CalHFA’s First-Time Homebuyer Loan Programs

Dreaming of owning your first home in California? The California Housing Finance Agency (CalHFA) offers a range of programs designed to make homeownership more accessible.

I’m teaming up with CalHFA to provide you with valuable information through our webinar: “Unlocking Homeownership: Understanding CalHFA’s First-Time Homebuyer Loan Programs.”

In this webinar, you will learn:

• CalHFA Loan Options: Explore various loan programs, including CalHFA FHA, CalHFA Conventional, CalPLUS FHA, and CalPLUS Conventional, each tailored to different financial situations and needs.
   
• Down Payment Assistance: Learn about the MyHome Assistance Program, offering deferred-payment junior loans up to 3.5% of the purchase price or appraised value.
   
• Eligibility Requirements: Understand the criteria, including income limits, credit score requirements, and the necessity of completing a homebuyer education course.
   
• Application Process: Get step-by-step guidance on how to apply, including how to find a CalHFA-approved loan officer and what documents you'll need.

Whether you’re just starting to explore homeownership or are ready to take the next step, this webinar will equip you with the knowledge to navigate CalHFA’s programs and find the right fit for your journey.